Most doctors we speak to don't fear the scanning — they fear the maths. So here is a honest worked example, the way we walk through it during the course.
The machine: a good new ultrasound machine with a convex and a transvaginal probe typically costs between ₹12 lakh and ₹20 lakh in India, depending on brand and features. Let's take ₹15 lakh as our example.
The loan: banks and NBFCs commonly finance medical equipment at roughly 10.5% to 12.5% per annum over 5 years. At 11% for 60 months, a ₹15 lakh loan works out to an EMI of about ₹32,600 per month. Over the full term you pay back roughly ₹19.6 lakh — about ₹4.6 lakh of interest.
The income: at a modest 8 scans a day, ₹1,000 per scan, 26 working days a month, gross monthly revenue is about ₹2,08,000. Your EMI is covered by roughly the first 4 working days of the month. Everything after that goes to running costs and to you.
The payback: even after consumables, gel, paper, electricity and a sonographer's help if you hire one, most small practices recover the machine cost in 9 to 14 months. After that, the machine keeps earning for years.
Two honest cautions. First, these are illustrative figures — interest rates, machine prices and patient volumes vary, so verify current numbers with your bank and suppliers before deciding. Second, the economics only work if your scanning is good enough that patients and referring doctors trust your reports. That is exactly what the training is for.